What is an NFC Card? Everything You Need to Know.

Date :2024-10-28 Author :CBT Views :

What is NFC Card?

NFC stands for Near Field Communication technology. NFC is developed based on contactless RFID technology, combined with wireless interconnection technology, providing a very secure and fast communication method for various electronic products that are becoming increasingly popular in our daily lives. The term near field in NFC refers to the radio waves in a nearby electromagnetic field. Since radio waves are essentially electromagnetic waves, they adhere to Maxwell's equations, where the electric and magnetic fields continuously alternate energy conversion as they propagate from the transmitting antenna to the receiving antenna, enhancing each other during this conversion process. For example, the radio signals used by our mobile phones propagate using this principle, known as far-field communication. However, within a distance of ten wavelengths of the electromagnetic wave, the electric and magnetic fields are independent of each other. In this case, the electric field has little significance, but the magnetic field can be used for short-distance communication, which we refer to as near-field communication.


The application of NFC technology has gained widespread attention globally. Near-field communication services integrate NFC technology with mobile communication technology to achieve various functions, including electronic payments, identity verification, ticketing, data exchange, anti-counterfeiting, and advertising. This represents a new type of service in the mobile communication field. Near-field communication services enhance the functionality of mobile phones, gradually leading consumers towards electronic transactions and establishing a new model of user consumption and business operations.


How Do NFC Business Cards Work?

The working principle of NFC cards is primarily based on near-field induction technology. NFC operates at a frequency of 13.56 MHz. When an NFC card comes close to a device that supports NFC technology, the device emits electromagnetic waves at a specific frequency. The chip within the NFC card senses these electromagnetic waves, activates itself, and establishes a communication connection with the device. During this communication process, the NFC card can both receive and send data, enabling information exchange.


NFC cards can switch between active mode and passive mode to accommodate different communication needs:


Active Mode: In this mode, NFC devices actively initiate communication, and both devices can generate radio frequency fields. The operational distance can reach up to 20 centimeters, with data rates of up to 6.78 Mbit/s.


Passive Mode: In this mode, only one device generates a radio frequency field, with an operational distance of up to 10 centimeters. The data rates supported range from 106 kbit/s to 848 kbit/s. Mobile devices typically operate in passive mode to reduce power consumption and extend battery life.


What Are NFC Cards Used For?

1. Mobile Payments

One of the most widespread applications of NFC technology is mobile payments. Users simply need to bring their phone or smart device close to an NFC-enabled POS terminal to complete a payment, eliminating the hassle of carrying cash or cards. This streamlines the payment process, significantly enhancing the speed and security of transactions.


2. Data Transmission

NFC also supports data transmission functions, such as transferring files, photos, and videos between two NFC-enabled devices. By simply bringing the devices close together, content can be quickly transferred without the hassle of pairing via Bluetooth or Wi-Fi, providing an efficient and convenient sharing experience.


3. Access Control Systems

The application of NFC technology in access control systems is becoming increasingly common. Users can store access card or key information on their NFC-enabled smartphones, allowing them to unlock or lock doors by simply bringing their phone close to the reader. This method not only enhances the security of access control but also provides users with a more convenient smart living experience.


4. Public Transportation

NFC technology is also widely used in public transportation. Many cities' buses and subways now support NFC payments. Passengers can simply bring their phone close to the reader to complete their payment, eliminating the need to wait in line to buy tickets or prepare change, greatly enhancing convenience for daily travel.


5. Smart Tags

Additionally, NFC technology is used to create smart tags. When products or advertisements have NFC tags attached, users can simply read the tags with their phones to obtain product details, promotional information, and more. This method not only enhances product display but also provides users with a richer shopping experience.


Are NFC Cards Safe?

NFC cards offer very high security. NFC technology employs advanced encryption techniques and authentication mechanisms to ensure the safety of data during transmission. Specifically, NFC communication typically uses encryption technology, allowing only rigorously vetted devices to establish a trusted relationship for data transmission. Additionally, many smartphones equipped with NFC payment capabilities also incorporate security verification measures such as fingerprint recognition and facial recognition, further safeguarding the payment process.


NFC technology is widely used in mobile payments, file transfers, device pairing, and other areas, significantly enhancing operational convenience. Although NFC technology itself is relatively secure, some potential risks still exist. For example, if a device is inadvertently brought close to a malicious device, it may be vulnerable to data theft or attacks. Some unauthorized applications might also attempt to exploit NFC features for illicit activities. Therefore, when using NFC functionalities, it is advisable to choose reputable devices and service providers and to regularly update devices and applications to ensure their security remains at optimal levels.


What is the Difference Between NFC Card and Chip Card?

1. Working Principles Are Different

1.1 NFC Cards: Use near-field communication technology to transmit information over short distances (generally not exceeding 10 centimeters) via radio waves. The card only needs to be brought close to the reading device without physical contact.


1.2 Chip Cards: Typically refer to EMV chip cards, which rely on contact-based connections for data transmission. Users must insert the chip into the reader to complete a transaction, with data exchanged through physical contacts between the chip and the reader.


2. Usage Methods Are Different

2.1 NFC Cards: Do not require insertion or swiping; simply bringing the card close to an NFC-enabled reader completes the transaction. Therefore, NFC cards are more suitable for contactless payment and verification scenarios, such as access control and mobile payments.


2.2 Chip Cards: Must be inserted into the reader to complete a transaction and typically require a PIN or signature for identity verification. Chip cards are mainly used in traditional banking payment scenarios, emphasizing higher security through physical contact.


3. Data Transmission Methods Are Different

3.1 NFC Cards: Transmit data through a wireless short-range electromagnetic field, based on radio wave transmission technology.


3.2 Chip Cards: Transmit data by connecting directly to the reader through physical contacts.


4. Application Scenarios Are Different

4.1 NFC Cards: Widely used in mobile payment systems (such as Apple Pay and Google Pay), access control systems, public transportation, and data transfer scenarios that require quick contactless interaction.


4.2 Chip Cards: Primarily used in banking payment systems as a means of verifying credit or debit card identity, relying on the physical connection between the chip and the reader to enhance the security of the payment process.


What is the Difference Between NFC Card and RFID Card?

1. The working modes are different.

NFC integrates point-to-point communication, reader functionality, and contactless card functionality into a single chip, while RFID consists of two components: a reader and a tag. NFC technology can both read and write data, whereas RFID can only read information and perform identification.


2. The transmission distances are different.

NFC has a much shorter transmission range compared to RFID; NFC's transmission distance is only 10 centimeters, while RFID can reach several meters or even dozens of meters. NFC is a form of close-range private communication, and compared to RFID, it offers advantages such as shorter distance, higher bandwidth, lower energy consumption, and greater security.


3. The application fields are different.

NFC is more commonly used in consumer electronics, playing a significant role in access control, public transportation, and mobile payments. In contrast, RFID is better suited for long-distance identification and is more widely used in manufacturing, logistics, tracking, and asset management.


Are Hotel Cards NFC or RFID?

Hotel room cards usually use RFID technology rather than NFC technology.


RFID cards, or radio frequency identification cards, utilize radio frequency technology for identification and data transmission. They are highly secure and durable, making them commonly used in high-end hotels. RFID cards open the room door through inductive means without direct contact, which makes them easy to use and provides a high level of security.


Difference Between RFID Cards and NFC Cards

1. RFID Card: This category includes ID cards, IC cards, and NFC cards, working in different frequency bands, such as 125 kHz and 13.56 MHz. RFID cards use wireless radio frequency technology for identification and data transmission, making them suitable for a variety of high-end hotel applications.


2. NFC Card: This is a type of RFID card typically used for short-distance communication, operating at a frequency of 13.56 MHz. Applications include mobile payments and access control. The use of NFC cards in hotel room access is relatively less common.

Do Credit Cards Use RFID or NFC?

Credit cards are typically NFC cards, which actually represent an application of high-frequency RFID technology. Specifically, NFC (Near Field Communication) is based on 13.56 MHz high-frequency RFID and adds bidirectional communication capabilities, allowing for data exchange over short distances. This is the technology used in contactless credit cards.


Characteristics of Credit Cards Using NFC:

1. Bidirectional Communication: NFC not only allows for reading but also enables the exchange of information between the card and the payment terminal, facilitating identity verification during payments.


2. Security: NFC has high security standards, including encryption and dynamic verification codes, making it suitable for payment scenarios.


3. Convenient Payments: NFC cards can be held close to POS terminals for quick payments, enhancing the user experience.


Can You Copy NFC Card to Phone?

No, I can not. NFC (Near Field Communication) is a short-range high-frequency wireless communication technology that allows electronic devices to perform non-contact point-to-point data transmission within a distance of 10 centimeters. NFC technology is primarily used in mobile terminals like smartphones and tablets, enabling various functions such as mobile payments, electronic ticketing, access management, and identity verification.


Features of NFC:

1. Unique Identifier: Each NFC device has a unique identifier known as an NFC tag or NFC chip. These tags store relevant information and data about the device, such as serial numbers, manufacturer information, and user data, which are encrypted to prevent unauthorized access.


2. Secure Connection: When two NFC devices come close to each other, they can establish a wireless connection and exchange data. This process is strictly controlled, requiring both devices to authorize and authenticate each other to ensure the security of data exchange.


3. Copy Prevention: Due to privacy and security concerns, one device cannot directly read or copy the data from another device’s NFC tag. While there are some technical means that might compromise NFC tags, such actions are illegal and can lead to serious consequences, such as data breaches and fraud.


4. Security Measures: Reputable mobile manufacturers and application developers implement stringent security measures to protect users' NFC data and privacy, ensuring the safety of applications like mobile payments.


Do All Cards Have NFC?

Not all cards are made using NFC (Near Field Communication) technology. Here’s a detailed description of NFC cards and other types of cards:


1. NFC Cards

·Definition: NFC cards are cards that use NFC technology for data transmission. They typically have a built-in NFC chip that enables communication with NFC-enabled devices, such as smartphones and readers, over short distances.

·Applications: They are commonly used in mobile payments (like transit cards and credit cards), electronic ticketing, access control, and identity verification. Due to their convenience and security, NFC cards are increasingly being adopted in various application scenarios.


2. Other Types of Cards In addition to NFC cards, there are many other types of cards, including:

2.1 Magstripe Cards: These cards have a magnetic stripe on the back where data is stored in magnetic signals. When the card comes into contact with a reader, the reader retrieves the information from the magnetic stripe. This technology is widely used in credit and debit cards.


2.2 Smart Cards: These cards usually contain an embedded microprocessor that can store and process data. Smart cards can be either contact-based (requiring insertion into a reader) or contactless (like NFC cards).


2.3 Barcode/QR Code Cards: These cards have barcodes or QR codes printed on them, typically used for product identification, membership cards, electronic tickets, etc. Reading these requires scanning devices that rely on visual recognition technology rather than wireless communication.


2.4 RFID Cards: RFID cards are similar to NFC cards but may operate differently and serve different application scenarios. RFID typically works over greater distances and is widely used in inventory management and asset tracking, among other fields.


Where to Buy NFC Cards?

Chipbond Technology is a manufacturer and wholesaler specializing in NFC PVC cards and related products. With 28 years of industry experience, we have accumulated extensive knowledge and expertise in product quality and customer service. We focus on producing high-quality and customized RFID cards, NFC cards, key fobs, wristbands, embedded tags, and more, committed to providing our clients with innovative and reliable solutions.


Our pre-sales and after-sales teams consist of experienced professionals who can offer comprehensive support and service to ensure your needs are met promptly and effectively. We offer a variety of chip models to cater to different customer requirements. Additionally, we support product customization according to user needs to ensure specific functions and application requirements are met.


Chipbond provides a one-stop procurement service that encompasses product design, production, logistics, and after-sales service, helping clients save time and costs. If you are interested in our products and services, feel free to leave a message or contact us directly at info@chipbond.com. We look forward to establishing a long-term cooperative relationship with you to achieve our business goals together.